Senior Software Engineer

Bolt Inc

Bolt Inc

Software Engineering
India
Posted on Jan 17, 2026

Key Responsibilities:

Backend Development: Design, develop, and maintain scalable payment services using Go to support Bolt’s Connect roadmap, including multi-seller payouts and Merchant-of-Record (MoR) capabilities.

Payments Infrastructure: Build and evolve core payment APIs, ledgers, and payout systems that enable complex transaction routing across sellers and platforms.

Scalability & Reliability: Architect systems for high throughput and fault tolerance across PostgreSQL, BigQuery, and Elasticsearch databases.

Technical Leadership: Serve as a technical leader within the Payments team, guiding design reviews, mentoring peers, and ensuring robust incident response and monitoring.
Merchant Enablement: Collaborate with merchant-facing teams to understand payout requirements, settlement cycles, and regulatory compliance needs.

Security & Compliance: Implement systems aligned with PCI DSS, AML, and Know Your Customer (KYC) standards; support fraud prevention and tokenization initiatives.
API Development: Build and maintain REST APIs and webhooks powering payouts, refunds, and multi-party transactions.

Observability: Use Datadog for service health, logging, and alerting to maintain visibility and performance across payment systems.

Automation & Efficiency: Identify manual touchpoints in payout and transaction workflows and automate wherever possible to ensure speed and accuracy.


Please note, this is a contract-to-hire opportunity with the option to convert to full-time after 3–6 months.


Must Have Requirements:

  • 6+ years of backend engineering experience, ideally within fintech or payments infrastructure

  • Proficiency in Go, Python, or Java

  • Deep understanding of distributed systems and data consistency patterns

  • Experience with PostgreSQL, DynamoDB, and/or BigQuery

  • Comfort designing APIs for high-volume financial or transactional systems

  • Familiarity with infrastructure as code and CI/CD pipelines (Terraform, GitHub Actions, etc.)

Nice to Have:

  • Experience with payment processors, ledgers, or marketplace payout systems

  • Familiarity with Kubernetes, AWS, or GCP cloud environments

  • Knowledge of compliance frameworks in fintech (PCI, PSD2, SOC 2, etc.)

  • Experience with event-driven architecture (Kafka, RabbitMQ, etc.)

  • Previous work on multi-tenant or multi-seller platform architectures

  • Understanding of compliance, privacy, and security best practices in fintech



    Benefits Upon Successful Conversion To Full Time Employee

    • Comprehensive health coverage: Medical, dental and vision

    • Remote-first workplace

    • Time away: Minimum of 20 days guaranteed PTO, paid holidays + floating holidays, your birthday off!

    • Paid parental leave

    • Competitive Pay

    • Retirement plans

    • Virtual and in-person team & company events